Well, it's pretty clear that I am not yet completely on track (one wheel on? one off?)...but I like to think I'm on my way. I still have some ground to cover, but that's why I'm here after all.
"Have you figured out what you need to retire?"
Sort of. I've just started calculations in earnest within the past 6 weeks and it's really opening my eyes. I'd say I have a rough idea, but since I'd like to retire early, I need to do some more calculations. Even the "ballpark estimate" calculator vexes me. Right now I'm aiming for $1million by 60, but that might translate into $1.5million by 50 (if that's even a doable goal for me). Knowing this number asap is a high priority for me.
"Do you save a portion of your income regularly?"
Not yet, not counting non-retirement. I have been regularly maxing my 401(k) contribution for about 10 years with the exception of my full year of unemployment. But I have a whole $50.03 in my spanking new ING savings account. This is changing as of this month. By next week, I will be socking away $1500/mo.
"Do you pay off your credit cards every month?"
As of now, that's the plan. The delicate time will be the next few months as I get some savings banked so I can handle unexpected large expenses. Fingers crossed.
"Are you protecting what you have?"
This question was about health, homeowner's and life insurance. I'm 2 for 3. My employer pays full health and dental, including domestic partner benefits. The homeowner's is set but could probably use a refresher. We did opt to pay it ourselves with our last refinance so that money's not sitting in escrow...it will be sitting at ING instead.