I found this via It's Your Money and really I just wanted to play with YouTube and give you all that multimedia experience!
It really *is* that simple even though it never feels like it ;)
[UPDATE: It seems that SNL skit was taken off YouTube.com for copyright violations. It's understandable, but given that it is an obvious, but important message, delivered with humor...I'd hoped it would still be available there for a long while. Like zillions of other SNL skits. oh well. Maybe it's still available via Salon]