I turned 38 about three weeks ago (I was traveling for business at the time...not my favorite way to spend it) and was given some cash by several family members. Though I usually do a fair amount of thinking about what I really want before I spend it...birthday and holiday cash does get spent pretty quickly around here.
I won't pretend I didn't have my "new tivo! with DVD burner!!" and "ipod nano!" moments but I just tranferred all $220 of it to ING for further consideration. I think I've made up my mind that I want to use it for savings in some form - in other words, turn it into an asset
It might end up in my 2005 Roth since I will be struggling to meet the limit this year or I might buy a few I-bonds (I typed "bongs" first...I think that's bad) to feel like it's "stashed". I might even open a sharebuilder account while they're having a halfway decent promotion. But I have been rock solid about not touching the current ING money (though the homeowner's insurance is in there, might have to make an exception for that) so it's pretty safe in there until I decide.